Credit Reports

Easily Access Your Credit Report

Did you know that you have the right to 1 free credit report from each credit reporting agency every year? Visit www.annualcreditreport.com or call 1-877-332-8228.  When ordering you may choose to order from all 3 credit reporting agencies (see below for all 3 agencies information) at once or just 1 every 4 months.  If you are required to pick a password, make sure you write it down and keep it in a safe place.

Credit Reporting Agencies

Agency Web Address Telephone Fraud Unit
Equifax www.Equifax.com 800-685-1111 800-525-6285
Experian www.Experian.com 888-397-3742 888-397-3742
TransUnion www.Transunion.com 800-888-4213 800-680-7289

If you are looking to rebuild your credit report contact the Consumer Credit Counseling Service (CCCS) at 1-800-388-2227. They can intervene with creditors on your behalf.

For information about Identity Theft, how to deter, detect and defend against it visit www.ftc.gov/idtheft or stop in any branch for a brochure.