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White Rose Credit Union Loan Rates
Effective August 23, 2010
Vehicle Loans***
110% selling price
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2009-2010 14,000 miles or less |
Apr* |
Pymt per 1,000 |
| Up to 48 months: To purchase** |
2.99% |
$ 22.14 |
| Up to 60 months: To purchase** |
3.99% |
$ 18.42 |
| Up to 72 months: To purchase** |
4.99% |
$ 16.10 |
Used Vehicle Loans***
120,000 miles or less on all used vehicles
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Apr* |
Pymt per 1,000 |
Used Vehicle to 36 months: (110% book value/1-4 years)
2006-2009** |
2.99% |
$ 29.08 |
Used Vehicle to 48 months: (110% book value/1-4 years)
2006-2009** |
3.99% |
$ 22.58 |
Used Vehicle to 60 months: (110% book value/1-4 years)
2006-2009** |
4.99% |
$ 18.87 |
Used Vehicle to 36 months: ( 100% book value/5-8 years)
2002-2005** |
5.75% |
$ 30.32 |
Share Secured Loans
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Certificate Secured - Non IRA - (1.75% above certificate interest rate) |
Apr* |
Pymt per 1,000 |
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Split Interest Rate Share Secured up to 36 month |
1.90% |
$ 28.60 |
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Split Interest Rate Share Secured up to 60 month |
3.70% |
$ 18.29 |
Unsecured Loans
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Apr* |
Pymt per 1,000 |
| Signature Rates (Up to 36 mo.) |
8.30% |
$ 31.49 |
| Tuition Reimbursement (Up to 12 mo.) |
9.50% |
$87.69 |
| VISA Classic-Purchases & Cash Advances |
10.49% |
4% of unpaid Balance |
| VISA Platinum Loan Purchase Rate |
6.49% |
4% of unpaid Balance |
| VISA Platinum Loan Cash Rate |
7.99% |
4% of unpaid Balance |
Dealer Tuition Reimbursement
| Special Terms & Conditions Apply** |
Contact a loan officer** |
Dealer Buyback***
| Special Terms & Conditions Apply** |
Contact a loan officer** |
Recreational Vehicle Loans***
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Apr* |
Pymt per 1,000 |
| New: Up to 72 months (80%)** |
5.42% |
$ 16.31 |
| Used: Up to 48 months (80%)** |
5.92% |
$ 23.46 |
Mobile Home Loans***
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Apr* |
Pymt per 1,000 |
| Up to 60 months: (80% Sale Price)** |
5.67% |
$ 19.19 |
| Up to 120 months: (80% Sale Price)** |
6.55% |
$ 11.39 |
Home Equity Loans***
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Fixed Rate |
Apr* |
Pymt per 1,000 |
| Up to 60 months (Fixed)** |
4.40% |
$ 18.60 |
| 61-120 months (Fixed)** |
5.00% |
$ 10.61 |
| 121-144 months (Fixed)** |
5.25% |
$ 9.38 |
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Variable Rate **** Rates effective September 1, 2010 |
| New Line of Credit: (fixed 6 months premium) |
3.25% |
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| Line of Credit Thereafter [Prime + 0%]-Resets Monthly |
4.00% |
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**** @ Wall Street Journal Prime Interest Rate
Borrowing up to $150,000.00 (Fixed & LOC Home Equity)
***Auto loans and certain Recreation Vehicles require liability and comprehensive insurance. Home secured loans require homeowners and fire insurance. Other insurances may be required on Home secured loans, ask a loan officer.
**The Annual Percentage Rate you recieve may be different from the rate(s) disclosed above. These rates are based on certain credit standards. Ask your loan officer for information about how your rate is determined.
* Apr- Denotes the Annual Percentage Rate and is based on the automatic transfer
from your account here at the Credit Union.
These rates are based on certain credit standards and could be (.50%) higher if
not automatically transferred.
These rates are subject to change.
Ask one of our loan officers for information about how your rate is determined.
Vice President of Lending: Ruth Anna Krouse 717-755-9773 ext:125
Loan Officers: Tammy Hengst 717-846-1156 , Alicia Fullerton 717-755-9773 ext:110,
Lena Hogan 717-244-4586 and Karen Rittenhouse or Judy McCarney 717-767-5395
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