SHARE AND IRA CERTIFICATE INTEREST RATES
                                      These interest rates are valid as of  8/19/2010


SHARE CERTIFICATES

TERM	*APR	*APY
3 Month	0.49%	.50%
6 Month	0.69%	.70%
12 Month	0.89%	.90%
18 Month	1.09%	1.10%
24 Month	1.29%	1.30%
30 Month	1.59%	1.60%
36 Month	1.88%	1.90%
48 Month	1.98%	2.00%

IRA CERTIFICATES
 

TERM	*APR	*APY
3 Month	0.49%	.50%
6 Month	0.69%	.70%
12 Month	0.89%	.90%
18 Month	1.09%	1.10%
24 Month	1.29%	1.30%
30 Month	1.59%	1.60%
36 Month	1.88%	1.90%
48 Month	1.98%	2.00%

*APR denotes Annual Percentage Interest Rate
*APY denotes Annual Percentage Interest Yield

Dividends are calculated daily and posted monthly.

The minimum opening deposit on all certificates is $500.  A penalty may be imposed for early withdrawals.

For all share accounts, interest rates are subject to change at any time.  Fees or other conditions could also reduce the earnings on the accounts.  For further information about applicable fees and terms, contact the credit union.  Click here for a listing of our phone numbers and E mail addresses.
 
For more information on any of the above accounts just click on the account type.