Rates

All rates are updated daily and are based on current market conditions.

Signature Loan

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Loan Type Term APR*as low as
Signature Loan 12-60 months 8.99%
Signature Loan 61-72 months** 10.49%
Signature Loan 73-84 months*** 10.49%

* APR = Annual Percentage Interest Rate

** Loan amount must be greater than $10,000

***Loan amount must be greater than $15,000

All rates are based on “A+” credit and includes .25% autopay discount

Rates Effective as of 4/5/2017

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Harley Davidson Motorcycle Loan

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New Harley Davidson Book Value Term APR* as low as
Up to 125% up to 48 months 3.24%
Up to 125% 49 to 60 months 3.49%
Up to 125% 61 to 72 months** 3.99%
Up to 125% 73 to 84 months*** 4.49%

 

Used Harley Davidson Book Value / Age Term APR* as low as
Up to 125% / 1-10 years up to 36 months 3.49%
Up to 125% / 1-10 years 37  to 48 months 3.49%
Up to 125% / 1-10 years 49 to 60 months 3.99%
Up to 125% / 1-10 years 61 to 72 months** 4.49%

*APR = Annual Percentage Rate

**72 Month must be $15,000 or greater

**84 Month must be $20,000 or greater

Rates effective as of 4/5/2017

All rates are based on “A+” credit and includes .25% autopay discount

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Used Motorcycle Loan

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Book Value / Age of Motorcycle Term APR* as low as
Up to 125% / 1-5 years up to 36 months 3.49%
Up to 125% / 1-5 years 37 – 48 months 3.49%
Up to 125% / 1-5 years 49 – 60 months 3.99%
Up to 125% / 1-5 years 61 – 72 months** 4.49%

* APR = Annual Percentage Rate

**72 Month must be $15,000 or greater

Rates effective as of 4/5/2017

All rates are based on “A+” credit and includes .25% autopay discount

Used Motorcycle = 120,000 miles or less

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New Motorcycle Loan

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Book Value Term APR* as low as
Up to 125% up to 48 months 3.24%
Up to 125% 49 – 60 months 3.49%
Up to 125% 61 – 72 months** 3.99%
Up to 125% 73 – 84 months*** 4.49%

* APR = Annual Percentage Rate

**72 Month Selling price must be $15,000 or greater

***84 Month Selling price must be $20,000 or greater

Rates effective as of 4/5/2017

All rates are based on “A+” credit and includes .25% autopay discount

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Share Interest Rates

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Balance APY* Interest
$0.00 – 99.99 N/A N/A
$100.00 – 24,999.99 0.15% 0.15%
$25,000.00 & up 0.20% 0.20%

*APY – denotes Annual Percentage Interest Yield

Share/Savings interest rates effective 4/5/2017

Club Account Interest Rates

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Balance APY* Interest
No Minimum 0.15% 0.15%

*APY – denotes Annual Percentage Interest Yield

Rates and Split Balances are subject to change monthly. Dividends are paid monthly based upon daily balances. Effective date 4/5/2017

Money Market Interest Rates

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Balance APY* Interest
$1,000.00 – 9,999.99 0.15% 0.15%
$10,000.00 – 24,999.99 0.20% 0.20%
$25,000.00 – 49,999.99 0.25% 0.25%
$50,000.00 & up 0.30% 0.30%

*APY – denotes Annual Percentage Interest Yield

Effective Date 4/5/2017

Share Certificates and IRA Certificates

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Share Certificates IRA Certificates
Term of Months APY* Interest APY* Interest
3 0.15% 0.15% 0.15% 0.15%
6 0.20% 0.20% 0.20% 0.20%
12 0.25% 0.25% 0.25% 0.25%
18 0.30% 0.30% 0.30% 0.30%
24 0.35% 0.34% 0.35% 0.34%
30 0.40% 0.39% 0.40% 0.39%
36 0.50% 0.49% 0.50% 0.49%
48 0.75% 0.74% 0.75% 0.74%

*APY – denotes Annual Percentage Interest Yield

The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal.

The above certificate interest rates effective 4/5/2017

IRA Variable Interest Rate

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Balance APY* Interest
No Minimum 0.25% 0.25%

*APY – denotes Annual Percentage Interest Yield

The above IRA Variable Interest Rate effective 4/5/2017

VISA Credit Card Rates

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Loan Type Term APR*
Visa Classic N/A 10.49%
Visa Classic – Cash N/A 10.49%
Visa Platinum N/A 6.49%
Visa Platinum – Cash N/A 7.99%

*APR = Annual Percentage Rate

Rates effective 4/5/2017

Secured Loan Rates

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Loan Type Term APR*
Share Secured up to 60 months 2.99%
Share Secured 61 – 120 months 3.99%
Share Certificate Secured N/A CD Rate + 1.75%

* APR = Annual Percentage Rate

All rates are based on “A+” credit and includes .25% autopay discount

Rates Effective as of 4/5/2017

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Specialty Loan Rates

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Loan Type Term APR* as low as
Tuition Reimbursement 6 months 9.50%
Dealer Buyback same as Vehicle Loans Contact a Sr. Member Service Representative

* APR = Annual Percentage Rate

All rates are based on “A+” credit and includes .25% autopay discount

Rates Effective as of 4/5/2017

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New Vehicle Loan Rates

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Book Value Term APR* as low as
Up to 125% up to 48 months 2.99%
Up to 125% 49 – 60 months 2.99%
Up to 125% 61 – 72 months** 3.49%
Up to 125% 73 – 84 months*** 3.99%

* APR = Annual Percentage Rate

**72 months – Selling price must be $15,000 or greater

***84 months – Selling price must be $20,000 or greater

All rates are based on “A+” credit and includes .25% autopay discount

Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.

Rates effective 4/5/2017

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Used Vehicle Loan Rates

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Book Value / Age of Vehicle Term APR* as low as
Up to 125% / 1-5 yrs up to 36 months 2.99%
Up to 125% / 1-5 yrs 37 – 48 months 2.99%
Up to 125% / 1-5 yrs 49 – 60 months 3.24%
Up to 125% / 1-5 yrs 61 – 72 months** 3.99%
Up to 125% / 6-10 yrs up to 60 months 3.99%
Up to 125% / 6-10 yrs 61 – 72 months** 4.49%

* APR = Annual Percentage Rate

**72 months – Must be 40,000 miles or less & $15,000 or greater

All rates are based on “A+” credit and includes .25% autopay discount.

Used Auto = 120,000 miles or less.

Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.

Rates effective 4/5/2017

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Recreational Vehicle Loan Rates

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New RV Book Value Term APR* as low as
Up to 125% up to 36 months 3.99%
Up to 125% up to 48 months 4.24%
Up to 125% up to 60 months 4.49%
Up to 125% up to 72 months 4.99%

 

Book Value / Age of Used RV Term APR* as low as
Up to 125% / 1-5 years Up to 36 months 4.49%
Up to 125% / 1-5 years up to 36 months 4.49%
Up to 125% / 1-5 years up to 36 months 4.99%

* APR = Annual Percentage Rate

** 72 Months must be $50,000 or greater

Rates effective 4/5/2017

All rates are based on “A+” credit and includes .25% autopay discount

Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.

Used RV = 120,000 miles or less

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Home Equity Rates – Fixed

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Home Equity Fixed Rates fluctuate daily. Please call 888.755.9773 for the most current rate information.

Home Equity Rates – Line of Credit

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Amount Term APR* as low as
 New Line of Credit up to $150,000 6 months 1.99%
 Line of Credit thereafter Prime*** + 0
(resets monthly)
8 yr draw
10 yr repayment
4.00%
Rate will not go below 3.25% after 6 month introductory

* APR = Annual Percentage Rate

All rates are based on “A+” credit and includes .25% autopay discount

Rates based on Wall Street Journal Prime Rate

Home secured loans require homeowners and fire insurance.  Other insurances may be required on Home secured loans, please speak with a Senior Member Service Rep for more information.

Home Equity Line of Credit rates effective 4/5/2017

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Dividends are calculated daily and posted monthly. Interest rates are subject to change at any time. Fees or other conditions could reduce the earnings on the accounts. For further information about applicable fees and terms, please contact any of our branches.

APY* – denotes Annual Percentage Interest Yield