About Us

White Rose Credit Union is committed to improving the lives of our members and community - and inspiring others to do the same.

White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11,000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania. White Rose Credit Union has been a part of the community since 1950.

In addition to serving as your financial cooperative, we strive to be a resource for our community. From financial literacy in our schools, sponsorships and community involvement, and wearing our hearts on our sleeves, we truly exist for our members. It’s your life. We care.

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Our Story

In 1934 the Federal Credit Union Act was signed into law–making it more efficient for credit unions to grow and thrive nationwide. And, they have: Today, the nation’s 5,700 credit unions serve more than 120 million members.

Established in 1950, White Rose Credit Union has been proud to serve both our members and our community. Our dedication to member service is a top priority; every day, we serve. Serving isn’t just an over used term here.  Without the opportunity to serve, we wouldn’t exist.

From what started in a small garage, eventually moving to an office at the Downtown Post Office, we have grown to serve over 11,000 members at five public branches.

The Credit Union Difference

Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members, rather than corporate shareholders.

We pride ourselves on the work we do with our community, and our commitment to educating our members to help them achieve their financial goals.

Who Can Become a member?

If you thought you couldn’t join, think again. White Rose Credit Union is a York and Adams County Community chartered credit union, which means anyone in York or Adams Counties that does the following can join our membership:

  • Lives
  • Works
  • Worships
  • Attends School
  • Owns a Business


Our Core Values

All White Rose Credit Union team members live locally in our community and have very positive and giving attitudes. All loan decisions are made locally as we aim to serve York and Adams Counties to the best of our abilities. We have developed the following core values for both the credit union and our staff:


We are respectful, ethical, and trustworthy in all that we do. “Doing the right thing when no one else is watching.”


We are faithful, loyal, and dedicated to our member’s needs.


We are responsible for our actions and behaviors.


We value others time, skills, views, and contributions with professionalism and dignity. We respect the importance of relationships and influences in each other’s lives therefore promoting the balance between work and personal life.


We are committed to investing in the development of our members and employees education and financial knowledge.