Our Story

White Rose Credit Union is committed to improving the lives of our members and community – and inspiring others to do the same.

It’s your life. We care. It’s our community. We care.

In 1934 the Federal Credit Union Act was signed into law–making it more efficient for credit unions to grow and thrive nationwide. And, they have: Today, the nation’s 6,700 credit unions hold more than $1 trillion in assets, and count nearly 100 million members.

Established in 1950, White Rose Credit Union has been proud to serve both our members and our community. Our dedication to member service is a top priority; every day, we serve. Serving isn’t just an over used term here.  Without the opportunity to serve, we wouldn’t exist.

We’ve partnered with several local organizations such as the York & Adams County American Red Cross, York County Youth Development Center, United Way, Give Local York and the York County Food Bank.  We stay plugged into Downtown York in many ways.  We support financial literacy in our local schools by providing resources and seminars to the students.  We believe in the work we do, and we’re honored to serve York and Adams Counties.  It is humbling that each one of our members entrust us with their hard-earned money.

Credit unions are not-for-profit, member-owned, financial cooperatives whose core mission is serving their members. Our focus isn’t on returning money to shareholders like banks or catering to special interest groups.  We borrow from each other with lower cost, fees and interest.  We exist so our members can make a profit.

White Rose Credit Union is an institution that consumers and businesses in York and Adams Counties can choose to be their best financial partner. Download our Switch Kit and sign up today!


Become a Member Download Our Switch Kit


We’ve got you covered! Discover the Credit Union Difference

  • Free Checking with NO minimum
  • Minimum Balance for savings is ONLY $5
  • $1 application processing fee
  • Convenient and helpful services from local people
  • Low or no fees

See the Current Service Charge List Here

If you thought you couldn’t join, think again. White Rose Credit Union is a York and Adams County Community charter credit union, which means anyone in York or Adams Counties that does the following can join our membership:

  • Lives
  • Works
  • Worships
  • Attends School
  • Owns a Business

Why choose WRCU? If you’re looking for a financial institution to provide a free checking account, saving accounts (with higher returns), ATMs (free of surcharges), loans (with lower rates), and fewer (and lower) fees overall – look no further.