Coronavirus Relief

We’re here for you

The Coronavirus (COVID-19) is impacting us all.  As your credit union, we are taking steps to provide you with financial peace of mind.

Coronavirus Relief Measures 

Your safety and well-being are our top priority.  That includes your financial well-being.  We have implemented relief measures to help our members experiencing a loss of income during this challenging time.  The measures include:

  • Emergency Loan Program[1] Apply Here
  • Payment Extension[2]
  • Skip-a-Pay Option[3]
  • Interest-Only Payment Options[4]
Safe Banking Practices

To avoid public places during this time, please consider using online banking and our mobile app which provides secure, 24-hour access to your accounts so you can transfer funds, deposit checks and pay bills.

If you’re in need of personal assistance, please call White Rose Credit Union (888)755.9773.


[1] Emergency Loan Program Reduced interest rate, 60 days until the first payment. Some restrictions apply.

[2] Payment Extension If you are unable to make the first loan payment (on an emergency loan) on the 60th day due to the COVID-19 issues, WRCU will consider a one-time payment extension. However, members must pay a minimum of the interest accrued to-date.

[3] Skip-a-Payment Option White Rose Credit Union will waive the $25 fee for using the skip-a-payment option if you are directly impacted by the COVID-19 outbreak. The restriction of using the skip-a-payment one time per year will be lifted during this time.

[4] Interest Only Payment Options Based on a case by case basis, White Rose Credit Union will approve interest-only payments and extensions for hardships during the outbreak.

Requirements for Emergency Loan application requests:

  • Complete credit application including new credit report
  • Recent paystub
  • Evidence of how the member is impacted, including date of return to work including but not limited to:

-Official letter or notice from employer describing terms of work restrictions member is facing.

-Notice from a licensed health care provider describing that the member is required to be quarantined.

-Written approval from borrower’s employer stating that the borrower’s employment status will not be impacted due to absence from work

-Other stipulations may be required by Underwriting