We’re here for you
The Coronavirus (COVID-19) is impacting us all. As your credit union, we are taking steps to provide you with financial peace of mind.
Coronavirus Relief Measures
Your safety and well-being are our top priority. That includes your financial well-being. We have implemented relief measures to help our members experiencing a loss of income during this challenging time. The measures include:
- Emergency Loan Program Apply Here
- Payment Extension
- Skip-a-Pay Option
- Interest-Only Payment Options
Safe Banking Practices
To avoid public places during this time, please consider using online banking and our mobile app which provides secure, 24-hour access to your accounts so you can transfer funds, deposit checks and pay bills.
If you’re in need of personal assistance, please call White Rose Credit Union (888)755.9773.
 Emergency Loan Program Reduced interest rate, 60 days until the first payment. Some restrictions apply.
 Payment Extension If you are unable to make the first loan payment (on an emergency loan) on the 60th day due to the COVID-19 issues, WRCU will consider a one-time payment extension. However, members must pay a minimum of the interest accrued to-date.
 Skip-a-Payment Option White Rose Credit Union will waive the $25 fee for using the skip-a-payment option if you are directly impacted by the COVID-19 outbreak. The restriction of using the skip-a-payment one time per year will be lifted during this time.
 Interest Only Payment Options Based on a case by case basis, White Rose Credit Union will approve interest-only payments and extensions for hardships during the outbreak.
Requirements for Emergency Loan application requests:
- Complete credit application including new credit report
- Recent paystub
- Evidence of how the member is impacted, including date of return to work including but not limited to:
-Official letter or notice from employer describing terms of work restrictions member is facing.
-Notice from a licensed health care provider describing that the member is required to be quarantined.
-Written approval from borrower’s employer stating that the borrower’s employment status will not be impacted due to absence from work
-Other stipulations may be required by Underwriting