Switch & Save Auto Loan
Did you buy your car with financing from the dealership or a separate financial institution? It’s never too late to refinance your vehicle through White Rose Credit Union. Also referred to as dealer buy-back, our Switch & Save program allows you to refinance a new or used vehicle at a lower interest rate. Our Switch and Save Auto Loan features:
- A fast and simple online application process
- The option to refinance both new and used vehicles
- No fees for refinancing
- Affordable interest rates to save you money
- Responsive customer service
*Annual Percentage Rate (APR). All rates are based on “A+” credit and requires autopay. Subject to credit approval. Must qualify for membership. All rates subject to change without notice. Federally insured by NCUA.
Switch & Save Auto Loan Rates
|Book Value||Term||APR* as low as|
|Up to 125%||up to 48 months||1.99%|
|Up to 125%||49 – 60 months||1.99%|
|Up to 125%||61 – 72 months**||3.65%|
|Up to 125%||73 – 84 months***||4.15%|
* APR = Annual Percentage Rate
**72 months – Selling price must be $15,000 or greater
***84 months – Selling price must be $20,000 or greater
All rates are based on “A+” credit and requires autopay.
Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.
Rates effective 8/9/2021