Switch & Save Auto Loan

Auto Loan Special – Limited Time Only

Looking to refinance your auto loan? We’ve got you covered. Apply today for rates as low as 1.99% APR* and no payments for 90 days!

Refinance your car and SAVE with White Rose Credit Union!

Did you buy your car with financing from the dealership or a separate financial institution? It’s never too late to refinance your vehicle through White Rose Credit Union.  Also referred to as dealer buy-back, our Switch & Save program allows you to refinance a new or used vehicle at a lower interest rate. Our Switch and Save Auto Loan features:

  • A fast and simple online application process
  • The option to refinance both new and used vehicles
  • No fees for refinancing
  • Affordable interest rates to save you money
  • Responsive customer service


 Switch & Save Loan Rates

Book Value Term APR* as low as
Up to 125% up to 48 months 3.49%
Up to 125% 49 – 60 months 3.74%
Up to 125% 61 – 72 months** 3.99%
Up to 125% 73 – 84 months*** 4.24%

*Annual Percentage Rate (APR). All rates are based on “A+” credit and requires autopay. Subject to credit approval. Must qualify for membership. Offer available 4/1/2021 – 6/30/2021. Some restrictions apply. Must qualify for membership. All rates subject to change without notice. Federally insured by NCUA.