Switch & Save Auto Loan

Switch and save by refinancing your existing vehicle loan.

Did you buy your car with financing from the dealership or a separate financial institution? It’s never too late to refinance your vehicle through White Rose Credit Union.  Also referred to as dealer buy-back, our Switch & Save program allows you to refinance a new or used vehicle at a lower interest rate. Our Switch and Save Auto Loan features:

  • A fast and simple online application process
  • The option to refinance both new and used vehicles
  • No fees for refinancing
  • Affordable interest rates to save you money
  • Responsive customer service

 

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*Annual Percentage Rate (APR). All rates are based on “A+” credit and requires autopay. Subject to credit approval. Must qualify for membership. All rates subject to change without notice. Federally insured by NCUA.

Switch & Save Auto Loan Rates

Book Value Term APR* as low as
Up to 125% up to 48 months 1.99%
Up to 125% 49 – 60 months 1.99%
Up to 125% 61 – 72 months** 3.65%
Up to 125% 73 – 84 months*** 4.15%

* APR = Annual Percentage Rate

**72 months – Selling price must be $15,000 or greater

***84 months – Selling price must be $20,000 or greater

All rates are based on “A+” credit and requires autopay.

Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.

Rates effective 8/9/2021

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