Home Equity Loans

It’s Your Equity.  Use it How You Want to.

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Variable rate HELOCs are available. New lines of credit will receive an introductory rate for six months, after that the rate will be prime + % and can reset monthly.  A maximum of 18 % APR.

Apply for a Home Equity Line of Credit or contact a Senior Member Service Representative today to learn more about the current HELOC rates.

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Home Equity Rates – Line of Credit

Amount Term APR* as low as
 New Line of Credit up to $150,000 6 months 1.99%
 Line of Credit thereafter Prime*** + 0
(resets monthly)
8 yr draw
10 yr repayment
Rate will not go below 3.25% after 6 month introductory

* APR = Annual Percentage Rate

All rates are based on “A+” credit and includes .25% autopay discount

Rates based on Wall Street Journal Prime Rate

Home secured loans require homeowners and fire insurance.  Other insurances may be required on Home secured loans, please speak with a Senior Member Service Rep for more information.

Home Equity Line of Credit rates effective 8/9/2017

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Home Equity Rates – Fixed

Home Equity Fixed Rates fluctuate daily. Please call 888.755.9773 for the most current rate information.