Home Equity Loans

Put your home’s equity to work.

Leveraging the equity in your home can allow you to reach all types of financial goals. Whether you’re taking on a home renovation or sending your child off to college – home equity loans can be a powerful lending tool. Use a fixed-rate loan if you need a lump sum for a singular use. Or apply for a line of credit and continue to access those funds over multiple years. Our experts can help you choose the right home equity loan for your situation.



Home Equity Line of Credit

A home equity line of credit allows you to borrow multiple times over the life of the loan, up to your credit limit. You will only pay back what you borrow. This type of loan is great for annual, changing expenses – like college tuition.

Our home equity lines of credit feature:

  • The ability to borrow against the equity you’ve built in your home
  • Variable interest rates
  • Multiple years of access to the funds
  • Easy application process

Variable rate HELOCs are available. New lines of credit will receive an introductory rate for six months, after that the rate will be prime and can reset monthly. The maximum loan rate is 18% APR.

Amount Term APR* as low as
Any New Line of Credit 6 months 1.99%
Line of Credit thereafter Prime* +0
(resets monthly)
8 yr draw 5.5%
Rate will not go below 3.25% after
6 month introductory

Must qualify for membership. Some restrictions may apply. Federally insured by NCUA.

*APR = Annual Percentage Rate
All rates are based on “A+” credit and includes .25% autopay discount. Rates based on Wall Street Journal Prime Rate. Home secured loans require homeowners and fire insurance. Other insurances may be required on Home secured loans, please speak with a Senior Member Service Rep for more information.



Home Equity Fixed-rate Loan

Our fixed-rate loans are perfect if you need a lump sum of funds for a renovation project or debt consolidation. Because of the fixed-rate, you’ll owe the same monthly payment over the life of the loan.

Our home equity loans feature:

  • Fixed interest rates
  • The ability to leverage the equity in your home
  • Multiple repayment terms
  • Easy application process

Our Home Equity Fixed rates change daily. For rates please call 1-888-755-9773.