VISA Classic & Platinum

Introductory Rates

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Introducing our Everyday Low Rate Visa Classic and Platinum Credit Cards. Both offer no annual fees, worldwide acceptance, low annual percentage rates, and our credit card rewards program.

Easy Spending

Our Visa Credit Cards come with the most up-to-date security features including the Visa CHIP and contactless payment, allowing you to make safe, secure, and easy payments wherever you choose to use your WRCU Credit Card. Track your purchases with Online and Mobile Banking, and take your card controls to the next level with CardValet®, the app that gives you powerful card management at your fingertips with unique transaction and fraud prevention settings.

Easy Payments

You can view your current balances through our Online and Mobile Banking App. Payments can be made online and credited the same day as you make the transfer. You can also set up payments through payroll deduction.

Easy Rewards

Earn points for every dollar you spend at point-of-sale transactions with uChooseRewards®, our free debit and credit card rewards program. Redeem your points for rewards such as merchandise, travel experiences and activities, event tickets, gift cards, and more!

Current Rates

Loan Type Term APR*
Visa Classic N/A 10.49%
Visa Classic – Cash N/A 10.49%
Visa Platinum N/A 6.49%
Visa Platinum – Cash N/A 7.99%

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Activate Your Card/Pin Selection
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To activate your new card, please call 800-992-3808.

Report Your Card as Lost or Stolen / Questions Regarding Card Account
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For after-hours support for lost or stolen cards, submit a travel request, report fraud, CardValet® support or to speak to customer service, please call 1-833-608-0686.

If your card is lost or stolen,  you can also immediately disable it with the WRCU Mobile App and CardValet to block transactions.

Request a Credit Limit Increase
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Click Here – Increase Your Credit Limit

Fill out the online application to request your credit limit increase.

Visa Liability Statement
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*Visa’s Zero Liability policy covers U.S.- issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security

Our VISA Credit Card is available to qualifying members.

Click here to view the Visa Disclosure. 

*Annual Percentage Rate (APR). After the introductory period for 6 billing cycles the rates will be 6.49% APR for Visa Platinum or 10.49% APR for Visa Classic. Must qualify for membership. Some restrictions apply. Federally insured by NCUA.