Business Checking

Keeping Your Money Local Since 1950

Enjoy the perks and benefits of a Business Checking Account at White Rose Credit Union. With access to a variety of services and features, we can help support your business and give you peace of mind.

Online Services

A full lineup of online services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips.

 

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Business Services

We offer a variety of services to support you and your business. From merchant processing and payroll, to insurance and more, we can get you the tools you need to be successful.

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Debit Card Rewards

Our Members earn points for every purchase they make with a White Rose Credit Union Debit and Credit Card. Those points can be redeemed for a wide array of merchandise, travel experiences and activities, event tickets, gift cards, pay by points options and more! 

 

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Business Insurance Services

Back your business with comprehensive commercial insurance.

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Surcharge Free ATMs

As a White Rose Credit Union Member, you get access to FREE ATMs! You can make surcharge-free ATM withdrawals at any ATM in Pennsylvania where you see the CU$ logo. You can also make surcharge-free withdrawals from all Sheetz, Rutters, and Royal Farms ATMs. 

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WRCU Business Checking Account Personalized Services

  • Free Online Banking Services
  • Free Visa Debit Card with Rewards
  • Surcharge Free ATMs
  • $5 monthly service fee
  • $300 minimum balance required (if the account goes below $300 there is a $3 fee)

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Personalized Service

As part of the community since 1950, we are committed to the success of our community and knowing our members on a first name basis. No matter what step you may be at with your business, rest assured that you will receive personalized, live, local assistance with our representatives. 

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Business Services

As a White Rose Credit Union Business Member you get access to a variety of comprehensive business services to help make you successful. Whether you’re a one man shop or a growing team, we have resources to assist you. 

Merchant Services, Payroll and Benefits, IT Services, eCommerce Services and Online Banking are just a few. 

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White Rose Partner Program

Give your employees the benefit of a credit union and access to financial literacy resources with the White Rose Partner Program. This program can supplement your existing employee wellness program, or we can help you start from scratch! There is no obligation and no cost to you or your business.

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Got Questions? We Have the Answers
What are your Business Membership requirements?

Membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania. For a Corporation and Limited Liability Companies, the business must be within our field of membership. For Partnerships, all partners must be within our field of membership. For a Sole Proprietorship, the Sole Proprietor and the Business must be within our field of membership. For Non-Profits, Associations, Clubs and Information Organizations, at least one or more members of the group must be within our field of membership. 

What documentation should a Corporation bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Corporations:

  • Articles of Incorporation
  • Bylaws or Corporate Resolution
  • 501 Certification Letter from the IRS
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should a LLC bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Limited Liability Company (LLC):

  • Articles of Incorporation
  • Operation Agreement (if available)
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should a Partnership bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Partnership:

  • Partnership and/or Operating Agreement
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should a Non-Profit bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Non-Profit Organizations:

  • TIN or SSN of one of the Authorized Signers
  • Copy of current valid IRS Tax Exemption Certificate
  • Statement from a State Taxing Authority, State Attorney General, or other appropriate State Official certifying non-profit status
  • Governing Parent Organization – Statement stating that the organization is a local non-profit affiliate (if applicable)
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should Associations, Clubs, or Informal Organizations bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Associations, Clubs, Informal Organizations:

  • TIN or SSN of one of the Authorized Signers 
  • Organizational Documents or Meeting Minutes (if authorized signer is not using their own SSN)
  • Identification of individual signers

Additional documentation may be requested if needed.

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