Business Services

Dedicated To Supporting Our Local Businesses

We offer a variety of services to support you and your business. From Merchant Processing to Payroll, we have solutions to help.

We Partner with Newtek

We partner with Newtek to bring our Business Members more. As a member, you get access to Newtek’s lineup of business support services such as:

Merchant Processing: With Newtek’s payment processing system, you’ll be able to accept payments from all major credit and debit cards, via swipe, tap, dip, or manual entry with multiple forms of payment options. Learn More

Payroll & Benefits: Save time and money on your payroll and human resources responsibilities. From paying your employees, tax management, payroll management and more, you can take the burden off your small business. Learn More.

eCommerce: Newtek can provide you with state of the art online storefront opportunities with 24/7 support. Take your business online with eCommerce capabilities. Learn More

Insurance: Back your business with comprehensive commercial insurance. Our partner, Newtek, works with more than 40 highly rated insurance carriers and is licensed in all 50 states to provide you with the best coverage possible. Learn More

Managed Technology: Offer your business access to top of the line IT Solutions. Protect your data and support your network with cost-effective and worry-free solutions. Learn More

Web Design: digital solutions include web design and development, digital marketing, application development, and search engine optimization. Bring your business front and center with these comprehensive web solutions. Learn More.

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Online Services

A full line-up of services is available to compliment your banking experience and offer you the convenience of your finances at your fingertips.

  • Account Alerts (free)
  • CardValet® Card Management App (free)
  • eStatements (free)
  • Mobile Banking (free)
  • Online Banking (free)
  • Online Bill Payer (free)

Learn More

White Rose Partner Program

Give your employees the benefit of a credit union and access to financial literacy resources with the White Rose Partner Program. This program can supplement your existing employee wellness program, or we can help you start from scratch! There is no obligation and no cost to you or your business.

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Other Services

Our Business Members have access to additional services such as:

  • Notary Service (free to you and your employees)
  • Safe Deposit Boxes
  • Surcharge Free ATMs
  • Wire Transfers

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Merchant Customer Financing

Grow your customer base with local financing.

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Got Questions? We Have the Answers
What are your Business Membership requirements?

Membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania. For Corporations and Limited Liability Companies, the business must be within our field of membership. For Partnerships, all partners must be within our field of membership. For a Sole Proprietorship, the Sole Proprietor and the Business must be within our field of membership. For Non-Profits, Associations, Clubs and Information Organizations, at least one or more members of the group must be within our field of membership. 

What documentation should a Corporation bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Corporations:

  • Articles of Incorporation
  • Bylaws or Corporate Resolution
  • 501 Certification Letter from the IRS
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should a LLC bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Limited Liability Company (LLC):

  • Articles of Incorporation
  • Operation Agreement (if available)
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should a Partnership bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Partnership:

  • Partnership and/or Operating Agreement
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should a Non-Profit bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Non-Profit Organizations:

  • TIN or SSN of one of the Authorized Signers
  • Copy of current valid IRS Tax Exemption Certificate
  • Statement from a State Taxing Authority, State Attorney General, or other appropriate State Official certifying non-profit status
  • Governing Parent Organization – Statement stating that the organization is a local non-profit affiliate (if applicable)
  • Identification of individual signers

Additional documentation may be requested if needed.

What documentation should Associations, Clubs, or Informal Organizations bring to Business Account Opening?

All Business Account Members should bring their EIN/Proof of EIN and Business License, a Fictitious Name Certificate (if doing business under a title other than your name), and proper identification of the individual opening the business account. 

Depending on the type of business you are opening an account for, you should bring the following documentation. 

Associations, Clubs, Informal Organizations:

  • TIN or SSN of one of the Authorized Signers 
  • Organizational Documents or Meeting Minutes (if authorized signer is not using their own SSN)
  • Identification of individual signers

Additional documentation may be requested if needed.

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