SPECIAL PROMO

Let Your Home's Equity Bloom

Spring is the perfect time to make the most of your home's equity, and we have an exciting offer for you! Low, fixed rates! 1.99% APR* Intro Rate on New HELOCs. Zero Closing Costs. No Appraisal Fee! *APR = Annual Percentage Rate. Must qualify for Membership. Some restrictions apply. Limited time offer. 1.99% APR on new HELOCs for the first six billing cycle. TLTV up to 80. No Fees. No appraisal required on TLTV up to 80%. Zero closing cost. Federally insured by NCUA. Equal Housing Opportunity Lender.

Home Equity Fixed Rate HELOC

EVENT

Member Appreciation & Shred Event

We hope you will join us for a FREE Member Appreciation & Shred Event on Saturday, April 19th from 8-11 am at our Corporate Office. We will have secure document shredding, games, prizes, and food available while supplies last!

SCHOLARSHIP OPPORTUNITY

It's Your Education. We Care.

Applications are now open for the 2025 White Rose Credit Union Scholarship. Eligible members can win one of two $500 Scholarships! Deadline for applications is April 11, 2025.

Learn More Get the Application

SPROUT MEMBERS

April is Youth Month!

For every $1+ deposit into your youth's Sprout Savings Account*, they will be entered into a drawing to win prizes! Open a Sprout Account today! *Membership restrictions apply. Winners will be announced May 30, 2025.

Kids’ Sprout Accounts

E-STATEMENTS

Go Green with eStatements

Switch to eStatements and reduce waste, enjoy convenient access, and protect your personal information.

Go Paperless

FIRST FRONT DOOR

First Time Home-Buyer? We can help!

You could get $15,000 in grant funds to help with your down payment and closing costs with the First Front Door Program! Talk to one of our staff and see if you qualify.

Get Started

MEMBER REWARD

Enroll in Direct Deposit and Get $50 Reward!

Safely transfer your paycheck into your account with Direct Deposit. Get a $50 Reward* when you enroll! *Membership restrictions apply. You must sign up for Direct Deposit totaling at least $500 per month to receive the reward.

Download Form Claim My Reward

It's Your Life. We Care.

WRCU offers the amenities of a bank, but with small town charm and personalized service. Membership is available to those who live, work, worship, attend school or own a business in York or Adams County, Pennsylvania.

Schedule an Appointment Apply For a Loan

WE NEED YOU

Volunteers Wanted

We are seeking dedicated individuals to join our Board of Directors or Supervisory Committee.

Tell Me More

COIN MACHINE

Make a Change in Your Savings.

Ready to turn your loose change into real savings? Visit White Rose Credit Union's East York branch and give the coin machine a try today!

Solutions

Your credit union is here for you.

Bank and borrow local with our Personal Accounts, Business Accounts, and competitive Loans and Mortgages. 

Personal

From easy and free checking with rewards to no hassle savings, our personal accounts come side-by-side with an extensive list of member services, little to no fees, online and mobile banking, and surcharge-free ATMs.

Learn More

Loans & Mortgages

Not only do we offer some of the most competitive rates in York and Adams Counties, but we combine low-interest rates with personalized service. We have a loan for your every need!

Learn More

Business

We are committed to helping local businesses and non-profit organizations lay their financial foundation.

Learn More

Join Us

Become a Member Today!
An image of a White Rose Credit Union Visa debit card.

Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members, rather than corporate shareholders.

Join Now

members stories

Helping 11K+ members grow their savings

"What sets White Rose Credit Union apart is that all the employees really care about a member getting the best deal or product. My experience has been that the employees always take time to explain things so you understand them. Because of this, I trust this credit union a lot more than I do a bank."
Current Member
"I’ve been a member of White Rose Credit Union for approximately thirty years and always encounter pleasant and friendly staff who are willing to do their best to help you."
Current Member
"I really like how friendly and supportive staff members are no matter what branch you visit. "
Current Member
"I’m proud to be a member of WRCU and look forward to continued growth together. "
Current Member

Committed to improving the lives of our members and community.

Free Educational Resources

Bring us into your classroom or organization with our no-cost award winning financial literacy programs. From budgeting simulations and interactive presentations, we can work with you to best meet your needs. Learn More.

Get Paid To Learn

We are proud to partner with Zogo, the financial literacy app that pays you to learn! Take advantage of over 900+ bite-sized educational modules and earn points along the way. You can redeem those points for gift cards to popular brands! Learn More.

Love My Credit Union Rewards

As a credit union member, you get access to exclusive deals and discounts through Love My Credit Union Rewards – an exclusive, member-only resource filled with tons of offers from a variety of companies and brands. Learn More.

 

About Us
Blog

Our Latest Posts

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Nov 13, 2024

WRCU Celebrates Halloween
2 min read •
Oct 08, 2024

White Rose Credit Union’s Recent Shred Event
1 min read • Megan Thoman
Oct 04, 2024

White Rose Credit Union Announces New President & CEO, Bryan C. Smith
2 min read • Megan Thoman