It's Your Life. We Care.

WRCU offers the amenities of a bank, but with small town charm and personalized service. Membership is available to those who live, work, worship, attend school or own a business in York or Adams County, Pennsylvania.

LIMITED TIME OFFER

Home Equity Line of Credit

Zero Closing Costs! 1.99% APR* (Intro Rate for first 6 Billing Cycles)! *APR=Annual Percentage Rate. Membership restrictions apply. TLTV up to 80%. No fees. No appraisal required on TLTV up to 80%.

B2S SPECIAL

Back To School Loan

Up to $1500 for 5.99% APR* *APR= Annual Percentage Rate. Must qualify for membership. Some restrictions apply.

GIVEAWAY

Transform Your Home and Win

Apply for a HELOC and you could win a $250 Home Depot gift card! *Membership restrictions apply. Limited time offer. Winner will be contacted 9/2/2024.

Solutions

Your credit union is here for you.

Bank and borrow local with our Personal Accounts, Business Accounts, and competitive Loans and Mortgages. 

Personal

From easy and free checking with rewards to no hassle savings, our personal accounts come side-by-side with an extensive list of member services, little to no fees, online and mobile banking, and surcharge-free ATMs.

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Loans & Mortgages

Not only do we offer some of the most competitive rates in York and Adams Counties, but we combine low-interest rates with personalized service. We have a loan for your every need!

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Business

We are committed to helping local businesses and non-profit organizations lay their financial foundation.

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Join Us

Become a Member Today!
An image of a White Rose Credit Union Visa debit card.

Different from a bank, credit unions are not-for-profit financial institutions where our members are part owners. This means lower fees, competitive loan rates, and access to a ton of free services since we invest back in our members, rather than corporate shareholders.

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members stories

Helping 11K+ members grow their savings

"What sets White Rose Credit Union apart is that all the employees really care about a member getting the best deal or product. My experience has been that the employees always take time to explain things so you understand them. Because of this, I trust this credit union a lot more than I do a bank."
Current Member
"I’ve been a member of White Rose Credit Union for approximately thirty years and always encounter pleasant and friendly staff who are willing to do their best to help you."
Current Member
"I really like how friendly and supportive staff members are no matter what branch you visit. "
Current Member
"I’m proud to be a member of WRCU and look forward to continued growth together. "
Current Member

Committed to improving the lives of our members and community.

Free Educational Resources

Bring us into your classroom or organization with our no-cost award winning financial literacy programs. From budgeting simulations and interactive presentations, we can work with you to best meet your needs. Learn More.

Get Paid To Learn

We are proud to partner with Zogo, the financial literacy app that pays you to learn! Take advantage of over 900+ bite-sized educational modules and earn points along the way. You can redeem those points for gift cards to popular brands! Learn More.

Love My Credit Union Rewards

As a credit union member, you get access to exclusive deals and discounts through Love My Credit Union Rewards – an exclusive, member-only resource filled with tons of offers from a variety of companies and brands. Learn More.

 

About Us