Couple sitting in the back of their SUV with the hatch up.

Auto Loans

 Let us help you get behind a new set of wheels.Looking for a new or used auto loan? New vehicle financing is available for current or prior year vehicles with less than 14,000 miles. Used vehicle financing is available for vehicles 15 years or newer. The rate will depend on the term of the loan.

Apply Online

Schedule An Appointment Contact WRCU For Assistance

New Vehicle Loan Rates

Book Value Term APR* as low as
Up to 125% up to 48 months 6.24%
Up to 125% up to 60 months 6.49%
Up to 125% 61-72 months** 6.74%
Up to 125% 73-84 months*** 7.74%

* APR = Annual Percentage Rate. **72 months – Selling price must be $15,000 or greater. ***84 months – Selling price must be $20,000 or greater. All rates are based on “A+” credit and requires autopay. Rates effective 10/5/2023. All rates are subject to change without notice.

Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance.

Estimate Your Payments with our Calculator

Used Vehicle Loan Rates

Book Value / Age of Vehicle Term APR* as low as
Up to 125% / 1-5 yrs up to 48 months 6.49%
Up to 125% / 1-5 yrs up to 60 months 6.74%
Up to 125% / 1-5 yrs 61-72 months 6.99%
Up to 125% / 6-10 yrs up to 60 months 6.74%
Up to 125% / 6-10 yrs up to 72 months** 8.49%
Up to 90% / 11-15 yrs up to 24 months 9.99%
Up to 90% / 11-15 yrs 25-36 months 10.24%
Up to 90% / 11-15 yrs 37-48 months 10.49%

* APR = Annual Percentage Rate. **72 months – Must be 40,000 miles or less & $15,000 or greater. All rates are based on “A+” credit and requires autopay. Vehicle loans and certain Recreation Vehicles require liability and comprehensive insurance. Rates effective 10/5/2023. All rates are subject to change without notice.

Estimate Your Payments with our Calculator