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VISA Credit Cards

Introducing our Everyday Low Rate Visa Classic and Platinum Credit Cards. Both offer no annual fees, worldwide acceptance, low annual percentage rates, and our credit card rewards program.

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Easy Spending

Our Visa Credit Cards come with the most up-to-date security features including the Visa CHIP and contactless payment, allowing you to make safe, secure, and easy payments wherever you choose to use your WRCU Credit Card. Track your purchases with Online and Mobile Banking, and take your card controls to the next level with CardValet®, the app that gives you powerful card management at your fingertips with unique transaction and fraud prevention settings.

Easy Payments

You can view your current balances through our Online and Mobile Banking App. Payments can be made online and credited the same day as you make the transfer. You can also set up payments through payroll deduction.

Easy Rewards

Earn points for every dollar you spend at point-of-sale transactions with uChooseRewards®, our free debit and credit card rewards program. Redeem your points for rewards such as merchandise, travel experiences and activities, event tickets, gift cards, and more!

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Secured Visa Credit Card

With a White Rose Credit Union Secured Visa Credit Card, you get all the benefits and great rates of our Visa Classic or Platinum Credit Cards, secured by funds established in a White Rose Credit Union share account. This card is great for those that want to build or rebuild their credit, without the risk.

Members can enjoy no annual fees and utilize a credit limit up to $10,000 provided that the amount is available as collateral in their share account for the Secured Visa.

Apply Now – Secured Visa Credit Card

VISA Credit Card Rates

Loan Type Term APR*
Visa Classic Introductory Rate 6 Billing Cycles 5.99%
Visa Classic N/A 12.99%
Visa Classic – Cash N/A 12.99%
Visa Platinum Introductory Rate 6 Billing Cycles 5.99%
Visa Platinum N/A 8.99%
Visa Platinum – Cash N/A 8.99%

*APR = Annual Percentage Rate. Rates effective 6/14/202. All rates are subject to change without notice.

Activate Your Card/Pin Selection

To activate your new card, please call 800-992-3808.

Report Your Card as Lost or Stolen / Questions Regarding Card Account

For after-hours support for lost or stolen cards, submit a travel request, report fraud, CardValet® support or to speak to customer service, please call 1-833-608-0686.

If your card is lost or stolen,  you can also immediately disable it with the WRCU Mobile App and CardValet to block transactions.

Request a Credit Limit Increase

Click Here – Increase Your Credit Limit

Fill out the online application to request your credit limit increase.

Visa Liability Statement

*Visa’s Zero Liability policy covers U.S.- issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit

Our VISA Credit Card is available to qualifying members.

Click here to view the Visa Disclosure. 

*Annual Percentage Rate (APR). After the introductory period for 6 billing cycles the rates will be 8.99% APR for Visa Platinum or 12.99% APR for Visa Classic. Must qualify for membership. Some restrictions apply. Federally insured by NCUA.