Do you need a little extra room in your holiday budget? Between gifts, festive meals, and travel, the season can feel tighter than Santa’s belt. That’s where White Rose Credit Union steps in with three cheerful ways to keep your holidays merry and bright without breaking the bank.
Skip your payment for just $10
November and December bring plenty of celebrations and expenses! Our Skip-A-Pay program gives you the chance to skip a loan payment and free up cash for holiday fun. For only $10 (a special seasonal rate), you can take a break from your loan payment and put that money toward what matters most.
- Available for auto, ATV, boat, motorcycle, or signature loans
- Your loan terms stay the same, we simply push your maturity date back by one month.
- Limited time offer – ends December 31, 2025.
Think of it as a little financial magic delivered straight to your holiday budget.
Holiday Loan
Need a bigger boost? Our Holiday Loan Special offers $1,800 for 12 months at just 5.99% APR* and is available for all credit tiers. Whether you’re buying gifts, traveling, or covering unexpected costs, this loan helps you spread expenses without piling on high-interest debt.
- Borrow $1,800
- 12-month term
- 5.99% APR* for everyone
It’s your sleigh ride to stress-free spending.
WRCU Credit Card Intro Rate
For those who prefer the flexibility of a credit card, we’ve got you covered. Open a new White Rose Credit Union credit card and enjoy an introductory rate of 5.99% APR* for first six billing cycles. It’s the perfect way to manage holiday purchases without the worry of sky-high interest.
Ready to make the Holidays Happier?
Whether you choose to skip your payment, take advantage of our holiday loan special for all credit tiers or open a new credit card with a low introductory rate, we are here to help you keep the season joyful and your budget jolly.
Apply here: Skip-A-Payment, Holiday Loan Special, WRCU Credit Card
*Annual Percentage Rate (APR) of 5.99% applies to all credit tiers. Must qualify for membership. Limited time offer valid from November 1, 2025 through December 31, 2025. Only applies to new loans; refinancing of existing WRCU loans is not permitted. Subject to change without notice. Some restrictions apply. Federally insured by NCUA.
