Home Loan Rates


Financing the Home of Your Dreams

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We offer a variety of mortgage products and services, including programs for first time home buyers.

  • Fixed and Adjustable Rate Mortgages
  • Refinance Mortgages
  • FHA, USDA and VA Mortgages
  • Jumbo Loans
  • PHFA Loans
  • Construction to Permanent Mortgage
  • FHA 203K

The rate varies depending on term of loan. Apply for a Home Loan or  contact a Senior Member Service Representative for more details on loans and rates.

Loan Calculator

Home Equity Rates – Fixed

Home Equity 1st Lien
Term APR*
60 Months 3.40%
120 Months 3.58%
180 Months 3.80%
Home Equity 2nd Lien
Term APR*
60 Months 4.40%
120 Months 4.58%
180 Months 4.80%

*Stated APR calculated on $25,000 loan amount for borrowers with a credit score of 740 and above, loans secured by 1st/2nd Lien on borrowers principal dwelling, the maximum combined LTV 90%, and the payment automatically deducted from a White Rose Credit Union deposit account. Other rates and terms available.