Mortgages
Financing the Home of Your Dreams
Apply Today
We offer a variety of mortgage products and services, including programs for first time home buyers.
- Fixed and Adjustable Rate Mortgages
- Refinance Mortgages
- FHA, USDA and VA Mortgages
- Jumbo Loans
- PHFA Loans
- Construction to Permanent Mortgage
- FHA 203K
The rate varies depending on term of loan. Apply for a Home Loan or contact a Senior Member Service Representative for more details on loans and rates.
Loan CalculatorHome Equity Rates – Fixed
| Home Equity 1st Lien | |
| Term | APR* |
| 60 Months | 3.40% |
| 120 Months | 3.58% |
| 180 Months | 3.80% |
| Home Equity 2nd Lien | |
| Term | APR* |
| 60 Months | 4.40% |
| 120 Months | 4.58% |
| 180 Months | 4.80% |
*Stated APR calculated on $25,000 loan amount for borrowers with a credit score of 740 and above, loans secured by 1st/2nd Lien on borrowers principal dwelling, the maximum combined LTV 90%, and the payment automatically deducted from a White Rose Credit Union deposit account. Other rates and terms available.