IRA Accounts

Individual Retirement Accounts (IRA)

We also offer fixed rate Savings and IRA certificates with terms from 3 to 60 months. Click here to see rates.

Roth IRA: Retirement savings vehicle where you make contributions on an after-tax basis, and earnings grow free of federal taxes. This means you don’t get a tax deduction now, but you won’t need to pay taxes on the earnings later. There are income limits for making a contribution (for 2015, up to $131,000 for single filers and up to $193,000 for joint filers). See irs.gov for more information.

Traditional IRA: Retirement savings vehicle where you may be able to deduct your contributions from your current taxes, and earnings grow tax-deferred until retirement. There are no income limits for making a contribution. See irs.gov for more information.

IRA Variable Interest Rate

Balance APY* Interest
No Minimum 0.075% 0.075%

*APY – denotes Annual Percentage Interest Yield. The above IRA Variable Interest Rate effective 6/22/2022.