Share Certificates

Limited time CD Specials. 25 Months at 4.25 APY*. 16 Months at 3.50% APY and 11 months at 3.00 APY*.

 

Take advantage of our limited time CD specials and grow your savings! With a term of 11 months, and 3.00 APY*, 16 months, and 3.50% APY*, OR 25 months and 4.25% APY* we can help you achieve your savings goals. The 25 month special applies to new money only.

 

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We offer Traditional, Roth and Coverdell Educational IRA’s with variable savings rates or fixed certificates rates. Rollovers and Direct Transfers are encouraged.

Fixed rate Savings and IRA certificates with terms from 3 to 60 months are available. Minimum investment of $500.00. Dividends are computed daily and paid monthly. Speak with one of our Senior Member Service Representatives and begin saving for the future now.

Limited Time CD Special: *Annual Percentage Yield. All rates are subject to change without notice. Special CD APY of 3.00% , 3.50%, and 4.25% valid for a limited time only and subject to end or change at any time without notice. Nominal dividend rate is 2.960% for the 11 month special , 3.445% for the 16 month special, and 4.169% for the 25 month special. $500 minimum balance required. Penalty for early withdrawal. CD 11 month special, 16 month special, and 25 month special will automatically renew into a 6 month CD. 25 Month Special applies to new money only. Must qualify for membership. Some restrictions apply. Federally insured by NCUA. 

Share and IRA Certificates

Share Certificates
Term of Months APY* Dividend Rate
3 1.00% 0.995%
6 1.15% 1.144%
12 1.25% 1.243%
18 1.75% 1.736%
24 2.00% 1.982%
30 2.25% 2.227%
36 2.50% 2.472%
48 2.75% 2.716%
60 3.00% 2.960%
Traditional IRA Certificates
Term of Months APY* Dividend Rate
3 1.00% 0.995%
6 1.15% 1.144%
12 1.25% 1.243%
18 1.75% 1.736%
24 2.00% 1.982%
30 2.25% 2.227%
36 2.50% 2.472%
48 2.75% 2.716%
60 3.00% 2.960%
Roth IRA Certificates
Term of Months APY* Dividend Rate
3 1.00% 0.995%
6 1.15% 1.144%
12 1.25% 1.243%
18 1.75% 1.736%
24 2.00% 1.982%
30 2.25% 2.227%
36 2.50% 2.472%
48 2.75% 2.716%
60 3.00% 2.960%

*APY – denotes Annual Percentage Interest Yield. The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. The above certificate interest rates effective 2/16/2023.