Share Certificates

Limited Time CD Special

Take advantage of our limited time CD special and grow your savings! With a term of 8 months, and 1.75 APY*, we can help you achieve your savings goals.

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We offer Traditional, Roth and Coverdell Educational IRA’s with variable savings rates or fixed certificates rates. Rollovers and Direct Transfers are encouraged.

Fixed rate Savings and IRA certificates with terms from 3 to 60 months are available. Minimum investment of $500.00. Dividends are computed daily and paid monthly. Speak with one of our Senior Member Service Representatives and begin saving for the future now.

Limited Time CD Special: *Annual Percentage Yield. All rates are subject to change without notice. Special CD APY of 1.75% valid for a limited time only and subject to end or change at any time without notice. Nominal dividend rate is 1.736%. Special CD rate valid for new money only. $500 minimum balance required. Penalty for early withdrawal. CD 8 month special will automatically renew into a 6 month CD. Must qualify for membership. Some restrictions apply.

Share and IRA Certificates

Share Certificates
Term of Months APY* Dividend Rate
3 0.20% 0.200%
6 0.30% 0.300%
12 0.50% 0.499%
18 0.60% 0.598%
24 0.70% 0.698%
30 0.80% 0.797%
36 1.00% 0.995%
48 1.10% 1.094%
60 1.20% 1.193%
Traditional IRA Certificates
Term of Months APY* Dividend Rate
3 0.20% 0.200%
6 0.30% 0.300%
12 0.50% 0.499%
18 0.60% 0.598%
24 0.70% 0.698%
30 0.80% 0.797%
36 1.00% 0.995%
48 1.10% 1.094%
60 1.20% 1.193%
Roth IRA Certificates
Term of Months APY* Dividend Rate
3 0.20% 0.200%
6 0.30% 0.300%
12 0.50% 0.499%
18 0.60% 0.598%
24 0.70% 0.698%
30 0.80% 0.797%
36 1.00% 0.995%
48 1.10% 1.094%
60 1.20% 1.193%

*APY – denotes Annual Percentage Interest Yield. The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. The above certificate interest rates effective 8/3/2022.