Share Certificates
Lock In a Great Rate with a CD
Grow your savings today with a local credit union that has been a part of this local community since 1950. Membership is open to those who live, work, worship, attend school or own a business in York or Adams County. Your funds are federally insured up to $250,000 by the NCUA.
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Share and IRA Certificates
Share Certificates | ||
Term of Months | APY* | Dividend Rate |
3 | 1.00% | 0.995% |
6 | 1.15% | 1.144% |
12 | 5.00% | 4.889% |
18 | 4.50% | 4.410% |
24 | 3.00% | 2.960% |
30 | 2.25% | 2.227% |
36 | 2.50% | 2.472% |
48 | 2.75% | 2.716% |
60 | 3.00% | 2.960% |
Traditional IRA Certificates | ||
Term of Months | APY* | Dividend Rate |
3 | 1.00% | 0.995% |
6 | 1.15% | 1.144% |
12 | 5.00% | 4.889% |
18 | 4.50% | 4.410% |
24 | 3.00% | 2.960% |
30 | 2.25% | 2.227% |
36 | 2.50% | 2.472% |
48 | 2.75% | 2.716% |
60 | 3.00% | 2.960% |
Roth IRA Certificates | ||
Term of Months | APY* | Dividend Rate |
3 | 1.00% | 0.995% |
6 | 1.15% | 1.144% |
12 | 5.00% | 4.889% |
18 | 4.50% | 4.410% |
24 | 3.00% | 2.960% |
30 | 2.25% | 2.227% |
36 | 2.50% | 2.472% |
48 | 2.75% | 2.716% |
60 | 3.00% | 2.960% |
*APY – denotes Annual Percentage Interest Yield. The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. The above certificate interest rates effective 10/3/2023.
We offer Traditional, Roth and Coverdell Educational IRA’s with variable savings rates or fixed certificates rates. Rollovers and Direct Transfers are encouraged.
Fixed rate Savings and IRA certificates with terms from 3 to 60 months are available. Minimum investment of $500.00. Dividends are computed daily and paid monthly. Speak with one of our Senior Member Service Representatives and begin saving for the future now.