
Share Certificates

Take advantage of our limited time CD specials and grow your savings! With a term of 11 months, and 3.00 APY*, 16 months, and 3.50% APY*, OR 25 months and 4.25% APY* we can help you achieve your savings goals. The 25 month special applies to new money only.
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We offer Traditional, Roth and Coverdell Educational IRA’s with variable savings rates or fixed certificates rates. Rollovers and Direct Transfers are encouraged.
Fixed rate Savings and IRA certificates with terms from 3 to 60 months are available. Minimum investment of $500.00. Dividends are computed daily and paid monthly. Speak with one of our Senior Member Service Representatives and begin saving for the future now.
Limited Time CD Special: *Annual Percentage Yield. All rates are subject to change without notice. Special CD APY of 3.00% , 3.50%, and 4.25% valid for a limited time only and subject to end or change at any time without notice. Nominal dividend rate is 2.960% for the 11 month special , 3.445% for the 16 month special, and 4.169% for the 25 month special. $500 minimum balance required. Penalty for early withdrawal. CD 11 month special, 16 month special, and 25 month special will automatically renew into a 6 month CD. 25 Month Special applies to new money only. Must qualify for membership. Some restrictions apply. Federally insured by NCUA.
Share and IRA Certificates
Share Certificates | ||
Term of Months | APY* | Dividend Rate |
3 | 1.00% | 0.995% |
6 | 1.15% | 1.144% |
12 | 1.25% | 1.243% |
18 | 1.75% | 1.736% |
24 | 2.00% | 1.982% |
30 | 2.25% | 2.227% |
36 | 2.50% | 2.472% |
48 | 2.75% | 2.716% |
60 | 3.00% | 2.960% |
Traditional IRA Certificates | ||
Term of Months | APY* | Dividend Rate |
3 | 1.00% | 0.995% |
6 | 1.15% | 1.144% |
12 | 1.25% | 1.243% |
18 | 1.75% | 1.736% |
24 | 2.00% | 1.982% |
30 | 2.25% | 2.227% |
36 | 2.50% | 2.472% |
48 | 2.75% | 2.716% |
60 | 3.00% | 2.960% |
Roth IRA Certificates | ||
Term of Months | APY* | Dividend Rate |
3 | 1.00% | 0.995% |
6 | 1.15% | 1.144% |
12 | 1.25% | 1.243% |
18 | 1.75% | 1.736% |
24 | 2.00% | 1.982% |
30 | 2.25% | 2.227% |
36 | 2.50% | 2.472% |
48 | 2.75% | 2.716% |
60 | 3.00% | 2.960% |
*APY – denotes Annual Percentage Interest Yield. The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. The above certificate interest rates effective 2/16/2023.