Share Certificates
Lock In a Great Rate with a CD
Grow your savings today with a local credit union that has been a part of this local community since 1950. Membership is open to those who live, work, worship, attend school or own a business in York or Adams County. Your funds are federally insured up to $250,000 by the NCUA.
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Check out our current CD specials:
Current Specials
| Term | APR | APY |
| 11 Months | 2.960% | 3.000% |
| 15 Months (New Funds Only) | 4.169% | 4.250% |
| 16 Months | 3.445% | 3.500% |
Share and IRA Certificates
| Share Certificates | ||
| Term of Months | APY* | Dividend Rate |
| 3 | 1.00% | 0.995% |
| 6 | 1.15% | 1.144% |
| 12 | 1.25% | 1.243% |
| 18 | 1.75% | 1.736% |
| 24 | 2.00% | 1.982% |
| 30 | 2.25% | 2.227% |
| 36 | 2.50% | 2.472% |
| 48 | 2.75% | 2.716% |
| 60 | 3.00% | 2.960% |
| Traditional IRA Certificates | ||
| Term of Months | APY* | Dividend Rate |
| 3 | 1.00% | 0.995% |
| 6 | 1.15% | 1.144% |
| 12 | 1.25% | 1.243% |
| 18 | 1.75% | 1.736% |
| 24 | 2.00% | 1.982% |
| 30 | 2.25% | 2.227% |
| 36 | 2.50% | 2.472% |
| 48 | 2.75% | 2.716% |
| 60 | 3.00% | 2.960% |
| Roth IRA Certificates | ||
| Term of Months | APY* | Dividend Rate |
| 3 | 1.00% | 0.995% |
| 6 | 1.15% | 1.144% |
| 12 | 1.25% | 1.243% |
| 18 | 1.75% | 1.736% |
| 24 | 2.00% | 1.982% |
| 30 | 2.25% | 2.227% |
| 36 | 2.50% | 2.472% |
| 48 | 2.75% | 2.716% |
| 60 | 3.00% | 2.960% |
*APY – denotes Annual Percentage Interest Yield. The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. The above certificate interest rates effective 2/15/2023.
We offer Traditional, Roth and Coverdell Educational IRA’s with variable savings rates or fixed certificates rates. Rollovers and Direct Transfers are encouraged.
Fixed rate Savings and IRA certificates with terms from 3 to 60 months are available. Minimum investment of $500.00. Dividends are computed daily and paid monthly. Speak with one of our Senior Member Service Representatives and begin saving for the future now.
OTHER CD SPECIALS: *Annual Percentage Yield. All rates are subject to change without notice. Special CD APY of 3.00% , 3.50%, and 4.25% valid for a limited time only and subject to end or change at any time without notice. Nominal dividend rate is 2.960% for the 11 month special , 3.445% for the 16 month special, and 4.169% for the 15 month special. $500 minimum balance required. Penalty for early withdrawal. CD 11 month special, 16 month special, and 15 month special will automatically renew into a 6 month CD. 15 Month Special applies to new money only. Must qualify for membership. Some restrictions apply. Federally insured by NCUA.