Share Certificates

Lock In a Great Rate with a CD

Grow your savings today with a local credit union that has been a part of this local community since 1950. Membership is open to those who live, work, worship, attend school or own a business in York  or Adams County. Your funds are federally insured up to $250,000 by the NCUA.

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Check out our current CD specials:

Share and IRA Certificates

Share Certificates
Term of Months APY* Dividend Rate
3 1.00% 0.995%
6 1.15% 1.144%
12 5.00% 4.889%
18 4.50% 4.410%
24 3.00% 2.960%
30 2.25% 2.227%
36 2.50% 2.472%
48 2.75% 2.716%
60 3.00% 2.960%
Traditional IRA Certificates
Term of Months APY* Dividend Rate
3 1.00% 0.995%
6 1.15% 1.144%
12 5.00% 4.889%
18 4.50% 4.410%
24 3.00% 2.960%
30 2.25% 2.227%
36 2.50% 2.472%
48 2.75% 2.716%
60 3.00% 2.960%
Roth IRA Certificates
Term of Months APY* Dividend Rate
3 1.00% 0.995%
6 1.15% 1.144%
12 5.00% 4.889%
18 4.50% 4.410%
24 3.00% 2.960%
30 2.25% 2.227%
36 2.50% 2.472%
48 2.75% 2.716%
60 3.00% 2.960%

*APY – denotes Annual Percentage Interest Yield. The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. The above certificate interest rates effective 10/3/2023.

We offer Traditional, Roth and Coverdell Educational IRA’s with variable savings rates or fixed certificates rates. Rollovers and Direct Transfers are encouraged.

Fixed rate Savings and IRA certificates with terms from 3 to 60 months are available. Minimum investment of $500.00. Dividends are computed daily and paid monthly. Speak with one of our Senior Member Service Representatives and begin saving for the future now.