Share Certificates
Take advantage of our limited time CD specials and grow your savings! With a term of 8 months, and 2.00 APY*, or 15 months, and 2.50% APY* we can help you achieve your savings goals. Valid on new money only.
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We offer Traditional, Roth and Coverdell Educational IRA’s with variable savings rates or fixed certificates rates. Rollovers and Direct Transfers are encouraged.
Fixed rate Savings and IRA certificates with terms from 3 to 60 months are available. Minimum investment of $500.00. Dividends are computed daily and paid monthly. Speak with one of our Senior Member Service Representatives and begin saving for the future now.
Limited Time CD Special: *Annual Percentage Yield. All rates are subject to change without notice. Special CD APY of 2.0% and 2.5% valid for a limited time only and subject to end or change at any time without notice. Nominal dividend rate is 1.982% for the 8 month special and 2.472% for the 15 month special. Special CD rate valid for new money only. $500 minimum balance required. Penalty for early withdrawal. CD 8 month special and 15 month special will automatically renew into a 6 month CD. Promotion valid for new money only. Must qualify for membership. Some restrictions apply. Federally insured by NCUA.
Share and IRA Certificates
| Share Certificates | ||
| Term of Months | APY* | Dividend Rate |
| 3 | 0.50% | 0.499% |
| 6 | 0.75% | 0.747% |
| 12 | 1.00% | 0.995% |
| 18 | 1.50% | 1.490% |
| 24 | 2.00% | 1.982% |
| 30 | 2.15% | 2.129% |
| 36 | 2.30% | 2.276% |
| 48 | 2.50% | 2.472% |
| 60 | 2.75% | 2.716% |
| Traditional IRA Certificates | ||
| Term of Months | APY* | Dividend Rate |
| 3 | 0.50% | 0.499% |
| 6 | 0.75% | 0.747% |
| 12 | 1.00% | 0.995% |
| 18 | 1.50% | 1.490% |
| 24 | 2.00% | 1.982% |
| 30 | 2.15% | 2.129% |
| 36 | 2.30% | 2.276% |
| 48 | 2.50% | 2.472% |
| 60 | 2.75% | 2.716% |
| Roth IRA Certificates | ||
| Term of Months | APY* | Dividend Rate |
| 3 | 0.50% | 0.499% |
| 6 | 0.75% | 0.747% |
| 12 | 1.00% | 0.995% |
| 18 | 1.50% | 1.490% |
| 24 | 2.00% | 1.982% |
| 30 | 2.15% | 2.129% |
| 36 | 2.30% | 2.276% |
| 48 | 2.50% | 2.472% |
| 60 | 2.75% | 2.716% |
*APY – denotes Annual Percentage Interest Yield. The minimum opening deposit on all certificates is $500.00. A penalty may be imposed for early withdrawal. All rates are subject to change without notice. The above certificate interest rates effective 11/11/2022.