Digital Wallet

Digital Wallet features for your White Rose Credit Union Debit and Credit cards are here! Our cards have the capability to be added to your smartphone or smart watch’s digital wallet feature for

Make your WRCU cards mobile and ditch the wallet! Pay at eligible point-of-sale terminals by simply opening your phone’s wallet app, and holding your phone up to the payment terminal. No swiping, signing, or pins needed. Look for the digital wallet symbol.

Visit the FAQs below, or contact us at 888-755-9773 for assistance setting up your digital wallet with a White Rose Credit Union Debit or Credit card.

Please see below for FAQ about the Digital Wallet feature for our debit and credit cards.

How do Digital Wallet apps work?

Mobile wallet apps are designed to securely store debit and credit card information so you can easily make in-person and in-app purchases at participating merchants.

Simply open your mobile wallet app and follow the instructions to enter your White Rose Credit Union debit or credit card information.

Once you have entered your card information, you’ll be able to use your device to make purchases in stores and restaurants with payment terminals that are set up to accept contactless payments. Simply hold your phone near the reader. Also, Google Pay and Apple Pay have various options to make in-app purchases through other merchants.

Are Digital Wallets secure?

Yes, digital wallet apps are secure because they don’t store your actual card numbers and the card information is encrypted.  A separate security code is also generated for each transaction.  Before the transaction is completed, you will need to enter either a passcode or use your device’s fingerprint ID feature.

These features are strong protections against card fraud and are designed to protect you.  These are in addition to security features that White Rose Credit Union and card issuers already use to help guard against fraud.

Which Digital Wallets will my WRCU debit and credit card work with?

Apple Pay, Samsung Pay and Google Pay – three of the most widely used mobile wallet apps.

These apps come preinstalled on the newest Android, Apple and Samsung devices.  If you are using an older device, it’s recommended that you check to see if your device and operating system are compatible.

Can I use a Digital Wallet app anywhere?

You can use your White Rose Credit Union debit or credit card with your mobile wallet app at participating Apple Pay, Google Pay and Samsung Pay retailers. Many terminals will have the RFID icon, indicating that they accept payments from a digital wallet app.

What are the top reasons for using Digital Wallet?

Convenience, speed, security, rewards, and technology are the top reasons to utilize a digital wallet feature with your White Rose Credit Union debit or credit card.

How can I tell the difference between my new contactless payment credit/debit card and my old one?

Your new debit/credit card with the contactless payment feature will feature an RFID icon, adjacent to the chip in the card. See the example below.